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where can i apply for a secured credit card

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I have moved to North America (Canada to be specific) last summer (just over 8 months ago). Upon my arrival I applied (and got accepted) for a VISA from my bank and an American Express Charge Card (Global Card Transfer). Ofcourse, as expected the VISA came with a very low limit. ...
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These days, credit cards are inescapable. But for consumers with either no credit history or poor credit, obtaining a credit card can be a real challenge. In cases where the issuer sees the prospective cardholder as too risky, one option is to apply for a secured credit card . Unlike traditional credit cards, secured cards require the cardholder to put down a cash deposit that serves as collateral if the bill isn't paid on time. ...

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acebook Twitter Today almost everything relies on credit. It determines the rate of interest you’ll pay on a loan, the ability to lease a car, and the zenith: whether you will be approved for a mortgage to buy a home. However, if you are between the ages of 18 and 21 getting approved for a credit card is far from guaranteed. Therefore, you may need to consider a secured credit card. Story Highlights: Secured credit cards can help students build credit without a cosigner if they have an income. Use a secured card only until you can get a regular card. The CARD Act of 2009 prohibits ...

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Community Discussion Secured credit cards are designed for people with bad credit or no credit. They’re able to essentially guarantee ... This reduces the issuer’s risk and also explains why the fees on a secured credit card tend to be considerably lower than those charged by unsecured credit cards for bad credit . You may even be able to find a secured card with no annual or monthly fees. ...

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Search   UK Credit Card Offers Balance Transfer Popular Rewards Bad Credit Writer experiment: a week without cash Cash is still the leading payment method, but if current trends continue, that could change. ...

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lol np, but remember also bankruptcy is not the end of the world which could be a faster option, there are plenty of creditors which are bankruptcy friendly, as long as ... bankruptcy it's not bad. Also if your lucky in a State where Equifax is primarily pulled bankruptcy can be removed by a simple "not mine" dispute online.. ...
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Re: Turned down for a secured credit card, huh? - Page 7 - myFICO® forums

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- Editorial Policy Tweet Credit cards are simple to use, but applying for one can be tricky. Below are answers to some of the most frequently asked questions about the process.   A: CreditCards.com is a site where people can learn about, compare and select credit cards in an objective environment. We don't care which ...
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How Credit Cards Work This year's editor's choice awards illustrated so much of the positive change sweeping the personal finance business. ... With banks competing on price and service, consumers enjoy access to affordable, useful tools to manage their credit and make secure shopping decisions. Still, a handful of companies keep trying to cash in on your worst fears about money. When credit card and debit card issuers start convincing you to ...

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Online Credit Card Application, No Annual Fee, 0 APR The best student credit cards can be compared at www.goodstudentcreditcard.com .  Responsible credit card use can lead to a lifetime of low-interest rate loan opportunities. ...


Related Topics: Ask a Question   Credit Card Fees   Banks and Credit   Getting a Secured   Credit Card   Bank Transfer   Bank Card   Secured Credit